Up to 100% financing may be available with a cross collateral loan. When there is sufficient equity in the currently owned residence, a cross collateral loan may allow the borrower to: 

- Purchase a new property without selling their current residence

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Jumbo loans are loans above the high balance conforming loan limit, which is dependent by county. These loans are designed for higher home prices in a competetive housing market. Fixed Rate, Adjustable rate, and interest only options. 

There are deposit relationship options to bring money over to the lender in order to obtain a lower rate. 

Borrowers can take out home construction loans for a variety of construction projects, including to build a new home or renovate an existing home. In some cases, borrowers seek a home loan for construction when they already own a piece of property where they plan to build a primary residence. The common types of residential construction loans are:

- Ground up Construction

- Construction to permanent or single close

- Construction take-out

- Construction Completion

- Lot and Construction

- Rehab/Renovation/Remodel 

Non Qualifying Mortgage Financing is readily availible for out of the box income situations allowing us to qualify borrowers who do not qualify conventionally. Non QM products include: 

- Full Doc Programs that do not meet conforming guidelines due to FICO, DTI, credit event or property type

- Bank Statement Programs: 12 or 24 months, personal or business bank statement programs

- Asset Depletion: Borrowers assets are used to help in DTI qualification (if assets are enough to qualify, tax returns not required)

- DSCR (Rents to Qualify): allows for clients to qualify based on rental analysis to determine peoperty cash flow

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Secure a loan to pay off other debts or have cash reserves for financial security and home improvements.

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I can increase your purchasing power with as little as 10% down. 

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I can help secure multi-family financing investment financing.